When do i get my ss check

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List of Partners vendors. The earliest when you can apply for Social Security benefits is at age 61 and nine months, and you can expect to receive your first payment four months later—the month after your birthday.

Typically, Social Security benefits are paid the month after they are due or must be specified. For example, the Social Security website states that an individual who wants their benefits to start in May will receive their first benefit check in June. For example, if you turn 62 on Dec. If you have already reached age 62 and met all other eligibility criteria, then you may begin collecting benefits in the same month when you apply if you specify, although your first payment still would not arrive until the following month.

Receiving Social Security at age 62 the earliest age when you can receive benefits means that you will receive a reduced payment compared with waiting for full retirement age.

The amount that your monthly Social Security benefit increases for each year that you delay taking benefits past full retirement age until you reach age 70, at which point the increases stop.

Applying for Social Security benefits is a fairly simple process. Applications can be submitted online, over the phone, or in person at your local Social Security office although those offices are open by appointment only. The most convenient way to apply is through the online platform found on the Social Security Administration SSA website.

The application itself takes about 10 to 30 minutes and can be saved at any point for future completion. Also, this application can be used to apply for Medicare. It is generally recommended that you apply a few months in advance of when you would like to start receiving the checks.

To ensure a quick and easy application process, it is best to have all the necessary information on hand before beginning. This can include but is not necessarily limited to the birth and marriage dates of you and your spouse, your Social Security number, proof of citizenship, tax information, employment history, military records, and bank account information for direct deposit.

Sometimes there are requests for documents, including original birth certificates, marriage licenses, and tax returns. An agent usually contacts you if any clarification or additional documentation is needed. Once you have completed your application and supplied all requested information, you are given a receipt for your records and a confirmation number that you can use to check the status of your application online after submission.

You can also follow up over the phone or in person at your local Social Security office. Depending on your situation and what documentation may be required, your application may be approved within the same month when you apply. In addition, benefit payment schedules are now dictated by date of birth. For those with birthdays from the first to the 10th of the month, payments will be made on the second Wednesday of every month. If a scheduled payment date falls on a weekend or federal holiday , payments are made on the first preceding day that isn't a Saturday, Sunday or holiday.

Updated February 11, Can I have Medicare premiums deducted from my Social Security payment? Can I stop Social Security benefits and restart them later to get a bigger payment? Family Caregiving. Leaving AARP. Got it! Please don't show me this again for 90 days. Cancel Continue. Thank You. Your email address is now confirmed. Continue to AARP. Offer Details. Thank you for your interest in volunteering! Javascript is not enabled.

Find how to apply for a Social Security number or to replace your Social Security card. While you work, you pay Social Security taxes. This tax money goes into a trust fund that pays benefits to:. Benefits for spouses or other survivors of a family member who's passed. If you receive or will receive Social Security benefits, you may want to open a "my Social Security" account.

You can also make changes to your Social Security record. Contact the Social Security Administration directly. Estimate your benefits at each age, from 62 the earliest you can receive them to 70 when you hit your greatest amount. Once you access the tool, pick the country you're visiting or living in from the drop-down menu options. You may not have enough credits from your work in the United States to qualify for retirement benefits. But, you may be able to count your work credits from another country.

The SSA has agreements with 24 countries. If you earned credits in one of those countries, they can help you qualify for U. Find out how to report your lost, missing, stolen, or expired government check. And learn why you received a check or direct deposit payment and how to make a payment to the government. Report your lost, missing, or stolen federal check to the agency that issued the payment. It's usually one of these paying agencies.

If your documentation indicates it's a different agency, and you need its contact information, look in the A-Z Index of U. Government Departments and Agencies. To get an update on your claim, contact the Treasury Department Philadelphia Financial Center at , option 1. Then contact that RFC to find out which federal agency authorized the payment.